Job Description
Wegner CPAs is partnering with our client on their search for their next Credit Officer!
*JOB SUMMARY:*
This position is primarily responsible for establishing, implementing, monitoring, and overseeing all aspects of credit risk management practice and portfolio management within the Commercial, Consumer and Residential Mortgage lines of business.
*ESSENTIAL FUNCTIONS:*
* Work closely with the CCO and members of the leadership team and Board of Directors to define corporate vision and strategy for long range planning, including corporate development and partnering strategy •
* Possess strong analytical skills to consider all relevant information about loan applicants •
* Exercise substantial credit approval authority and oversees the exercise of credit authority by all individuals that have been granted approval authority including providing guidance to Credit Supervisors and Underwriters to mitigate risks of credit transactions. •
* Makes recommendations to executive management regarding credit policy and practice that considers granularity, concentration, and positioning of an overall credit portfolio; and devise and communicate risk acceptance criteria for the Consumer, Commercial, and Mortgage lines of business. •
* Demonstrates strong decision-making skills to avoid high-risk loans and loss of profits •
* Work collaboratively across the Bank, specifically with lenders to assist in achieving long-term profitability, growth, and strategic direction while maintaining independence in their own analysis and decision-making.
* Exercise oversight of troubled relationships to find mutually beneficial outcomes for the borrower and the Bank.
* Collaborate on collection activities with in-house and outside counsel as needed. •
* Manage Bank-owned real estate and work with developers, realtors, and others to market and quickly dispose of OREO assets.
* Responsible for overall Bank lending activities and oversees loan committee, loan policy, and administration to ensure the overall quality of the Bank's lending portfolio.
*EDUCATION, QUALIFICATIONS & TRAINING:*
* Must possess an MBA or a degree in finance, banking, investing.
* Minimum 10 years of lending and/or credit experience.
* Commercial lending and credit analysis required.
* Proficient in analyzing financial statements, cash flow analysis and financial ratios.
* Superior math skills and must have knowledge of banking procedures, economics, risk evaluation and risk management.
* Prefer experience in the banking field but not required.
Job Type: Full-time
Pay: $122,547.00 - $128,831.00 per year
Benefits:
* 401(k)
* Dental insurance
* Flexible schedule
* Health insurance
* Life insurance
* Opportunities for advancement
* Paid time off
* Retirement plan
* Vision insurance
* Work from home
Schedule:
* 8 hour shift
Ability to Commute:
* Berlin, WI 54923 (Required)
Ability to Relocate:
* Berlin, WI 54923: Relocate before starting work (Required)
Work Location: Hybrid remote in Berlin, WI 54923
Job Tags
Full time, Remote job, Work from home, Relocation, Flexible hours, Shift work,